Stable Global Processing for Every Type of Business
A complete financial infrastructure for modern businesses operating across markets and payment models. Global reach with 24/7 support.
Trusted by 2,000+ businesses
Transaction Approved
$4,250.00
Direct integrations with global financial networks:
Why Ex-Payments?
We understand the unique challenges of your industry. Our infrastructure is built to minimize friction and maximize approval.
High Approval Rate
Strong approval performance supported by a resilient multi-bank processing network.
Quick Review & Onboarding
Fast-track your application with our AI-assisted underwriting process. Go live in days, not weeks.
Multicurrency & Flexibility
Accept payments in 150+ currencies and settle in your preferred operating currencies.
Chargeback Protection
Advanced tools and alerts to help you minimize chargebacks and win disputes effectively.
Tailored Solutions
Everything you need to run and scale modern payment operations.
Tailored Merchant Accounts
Direct MIDs for businesses that require a more tailored acquiring setup.
Payment Gateway
Robust API integration with smart routing and cascading.
Recurring Billing
Recurring billing for subscriptions, renewals, and flexible plans.
B2B Wallets
Manage funds, pay suppliers, and handle mass payouts globally.
Seamless Integration with Your Platform
Payment flows built for how you sell
From checkout and subscriptions to platform payouts and cross-border settlement, one infrastructure layer for modern commerce.
E-commerce & Retail
Checkout, authorization, and capture flows optimized for online stores, promotions, and multi-market selling.
SaaS & Subscriptions
Recurring billing, plan changes, and renewals designed for predictable revenue and customer continuity.
Marketplaces & Platforms
Split settlements, seller payouts, and routed flows for multi-party payment operations.
Digital Services
Invoicing, approvals, and one-time or usage-based charges with clear payment timelines.
Education & Info Products
Payments for courses, memberships, and digital access with flexible billing and entitlement control.
Cross-Border B2B
International settlement, multi-currency presentation, and reconciliation for cross-border trade.
Unified reporting and reconciliation across channels 路 API 路 Webhooks 路 Dashboard
190+
Countries Supported
Global Coverage with No Borders
Expand Internationally
Accept payments from customers in 190+ countries with local acquiring solutions.
Local Payment Methods
Boost conversion by offering customers their preferred local payment methods (APMs).
Multi-Language Checkout
Checkout pages that automatically adapt to your customer's language and location.
Simple Onboarding Process
Application
Fill out our quick online form with your basic business details.
Compliance
Our team reviews your documents for fast approval.
Integration
Connect via API or plugin with our developer-friendly docs.
Go Live
Start accepting payments securely and globally.
Bank-Grade Security & Infrastructure
Built on a modern technology stack that prioritizes security without compromising performance.
PCI DSS Level 1 Compliant
The highest standard of security for payment processing.
Anti-Fraud System
Machine learning algorithms detect and block suspicious activities.
Developer Friendly API
Stay updated on payment statuses instantly via secure webhooks and easy integration.
const expay = require('ex-payments-node');
// Initialize client
const client = new expay.Client({
apiKey: 'pk_live_8e92...'
});
// Create payment intent
const payment = await client.payments.create({
amount: 25000, // $250.00
currency: 'USD',
payment_method: 'card',
risk_level: 'any'
});
console.log(payment.status);
// Output: 'succeeded'