EUR / GBP / USD Wallets
Hold and manage supported currencies from one ExoraPay Finance Limiteddashboard.
Business Payments + Personal Wallet
Payment Infrastructure for Business. Multi-Currency Wallet for People.
ExoraPay Finance Limitedcombines merchant payment infrastructure with a personal EUR, GBP, and USD wallet experience in one secure platform.
Business onboarding and wallet features are available from the same secure account.
Trusted by businesses and personal users across markets
ExoraPay Finance LimitedWalletPersonal Dashboard
Business + WalletEUR Wallet
€0.00
GBP Wallet
£0.00
USD Wallet
$0.00
Top upSend
Verification Status
Complete profile to unlock all features
Business InfrastructureLive
Merchant application onboarding
Payment operations and support
Direct integrations with global financial networks:
VISA MasterCard American Express SEPA SWIFT
Why Ex-Payments?
We understand the unique challenges of your industry. Our infrastructure is built to minimize friction and maximize approval.
High Approval Rate
Strong approval performance supported by a resilient multi-bank processing network.
Quick Review & Onboarding
Fast-track your application with our AI-assisted underwriting process. Go live in days, not weeks.
Multicurrency & Flexibility
Accept payments in 150+ currencies and settle in your preferred operating currencies.
Chargeback Protection
Advanced tools and alerts to help you minimize chargebacks and win disputes effectively.
ExoraPay Finance LimitedWallet
Create your multi-currency wallet
Open EUR, GBP, and USD wallets, prepare card top-ups, and send money between ExoraPay Finance Limitedusers. Verification unlocks full wallet features.
Card Top-Up
Prepare wallet funding by card with clear status visibility.
Send Between Users
Move money between ExoraPay Finance Limitedusers as wallet features roll out.
Verification Unlock
Complete identity verification to unlock full wallet capabilities.
Tailored Solutions
Everything you need to run and scale modern payment operations.
Tailored Merchant Accounts
Direct MIDs for businesses that require a more tailored acquiring setup.
Payment Gateway
Robust API integration with smart routing and cascading.
Recurring Billing
Recurring billing for subscriptions, renewals, and flexible plans.
B2B Wallets
Manage funds, pay suppliers, and handle mass payouts globally.
Seamless Integration with Your Platform
Shopify
WooCommerce
Magento
OpenCart
Pay.On
QuickPay
Custom API
USE CASES
Payment flows built for how you sell
From checkout and subscriptions to platform payouts and cross-border settlement, one infrastructure layer for modern commerce.
E-commerce & Retail
Checkout, authorization, and capture flows optimized for online stores, promotions, and multi-market selling.
SaaS & Subscriptions
Recurring billing, plan changes, and renewals designed for predictable revenue and customer continuity.
Marketplaces & Platforms
Split settlements, seller payouts, and routed flows for multi-party payment operations.
Digital Services
Invoicing, approvals, and one-time or usage-based charges with clear payment timelines.
Education & Info Products
Payments for courses, memberships, and digital access with flexible billing and entitlement control.
Cross-Border B2B
International settlement, multi-currency presentation, and reconciliation for cross-border trade.
Unified reporting and reconciliation across channels · API · Webhooks · Dashboard
190+
Countries Supported
Global Coverage with No Borders
Expand Internationally
Accept payments from customers in 190+ countries with local acquiring solutions.
Local Payment Methods
Boost conversion by offering customers their preferred local payment methods (APMs).
Multi-Language Checkout
Checkout pages that automatically adapt to your customer's language and location.
Simple Onboarding Process
1
Application
Fill out our quick online form with your basic business details.
2
Compliance
Our team reviews your documents for fast approval.
3
Integration
Connect via API or plugin with our developer-friendly docs.
4
Go Live
Start accepting payments securely and globally.
Developers First
Bank-Grade Security & Infrastructure
Built on a modern technology stack that prioritizes security without compromising performance.
PCI DSS Level 1 Compliant
The highest standard of security for payment processing.
Anti-Fraud System
Machine learning algorithms detect and block suspicious activities.
Developer Friendly API
Stay updated on payment statuses instantly via secure webhooks and easy integration.
process_payment.js
const expay = require('ex-payments-node');
// Initialize client
const client = new expay.Client({
apiKey: 'pk_live_8e92...'
});
// Create payment intent
const payment = await client.payments.create({
amount: 25000, // $250.00
currency: 'USD',
payment_method: 'card',
risk_level: 'any'
});
console.log(payment.status);
// Output: 'succeeded'